In order to maintain our high standard of service, we require that payment be made at the time services are rendered. We provide estimates for all surgeries and hospitalizations. If you have not received an estimate, you are welcome to request one at any time for your expected charges.

Luv-N-Care Animal Hospital is happy to accept:

Check (with valid ID)
Debit Card
American Express
 Pet Insurance
 Apple Pay
 Android Pay


CareCredit: When unexpected illness strikes a pet, unexpected expense strikes as well. Luv-N-Care Animal Hospital understands this and accepts payment through the CareCredit program. It takes just 5 minutes to complete an application and will allow you to break down your payment into 6 monthly installments. You can apply yourself online at:

CrossCheck: We also offer a check hold option which gives you 45 days to pay your bill. Please ask our staff for more information on this payment option!

Scratchpay: Getting help with an unexpected veterinary bill has never been easier. Scratch leverages online data to quickly assess risk, determine a credit rating, and assign appropriate interest rates. Upon approval, your vet is paid and your pet gets the care they need. There are no hidden fees or retroactive interest charges – just simple, affordable options for pet owners in need.